Rick Bormin, Personal Loans Moderator
@rhandoo2020
To apply for a Laurel Road personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a Laurel Road Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Laurel Road personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the Laurel Road website.
- Enter your personal information on the application. Laurel Road requires the following personal information on the application: your full name, email, date of birth, home address, Social Security number, phone number and citizenship status.
- Enter your financial information on the application. Laurel Road requires the following financial information on the application: your employment status, gross annual base income, monthly payment on mortgage or rent, and level of education.
- Double check the application for accuracy. To ensure that your Laurel Road personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. Laurel Road will typically provide a decision on your application within 2 to 10 business days (for both approval and funding).
If you are approved for a Laurel Road personal loan, you will generally receive the funds within up to 7 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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