Rick Bormin, Personal Loans Moderator
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To apply for a LightStream personal loan enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a LightStream Personal Loan
- Enter your personal information on the application. LightStream requires the following personal information on the application: full name, email, home address, housing status, home phone, date of birth, Social Security number and the last 4 digits of the Driver’s license.
- Enter your financial information on the application. LightStream requires the following financial information on the application: employment status, annual income, total monthly housing costs, and checking and savings balances plus stocks and bonds.
- Double check the application for accuracy. To ensure that your LightStream personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. LightStream will typically provide a decision on your application within 1 - 2 business days.
If you are approved for a LightStream personal loan, you will generally receive the funds within 1 - 2 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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