Rick Bormin, Personal Loans Moderator
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To apply for a Mariner Finance personal loan, first check for pre-qualification and decide which way you will apply (online, by phone or in person), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for a Mariner Finance Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a Mariner Finance personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the Mariner Finance website.
- Decide which way to apply. You can apply for a Mariner Finance personal loan online, by phone or in person. Applying online is the best way because it typically offers the fastest decision.
- Enter your personal information on the application. Mariner Finance requires the following personal information on the application: your name, date of birth, phone, citizenship and Social Security number.
- Enter your financial information on the application. Mariner Finance requires the following financial information on the application: your personal and household annual income, employment status and period, employer’s number, monthly rent/mortgage payment, and loan purpose.
- Double check the application for accuracy. To ensure that your Mariner Finance personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. Mariner Finance will typically provide a decision on your application within 1 business day.
If you are approved for a Mariner Finance personal loan, you will generally receive the funds within 2 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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