Rick Bormin, Personal Loans Moderator
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To apply for an Oportun personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for an Oportun Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for an Oportun personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the Oportun website.
- Enter your personal information on the application. Oportun requires the following personal information on the application: your full name, date of birth, phone number, email address and home address.
- Enter your financial information on the application. Oportun requires the following financial information on the application: a form of photo ID, Social Security number or ITIN, and monthly take-home pay.
- Double check the application for accuracy. To ensure that your Oportun personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. Oportun will typically provide a decision on your application within a few minutes.
If you are approved for an Oportun personal loan, you will generally receive the funds within 1 to 2 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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