Rick Bormin, Personal Loans Moderator
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To apply for an Upgrade personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.
How to Apply for an Upgrade Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for an Upgrade personal loan. It doesn't hurt your credit. You can check for pre-qualification on the Upgrade website or WalletHub's pre-qualification tool.
- Enter your personal information on the application. Upgrade requires the following personal information on the application: your full name, home address, date of birth, email addres and Social Security number.
- Enter your financial information on the application. Upgrade requires the following financial information on the application: your annual income and any aditional income.
- Double check the application for accuracy. To ensure that your Upgrade personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. Upgrade will typically provide a decision on your application within 1 day.
If you are approved for an Upgrade personal loan, you will generally receive the funds within 1 to 4 business days after approval. After that, it's your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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