To apply for a First Commonwealth Bank personal loan, decide how you want to apply (online, over the phone or in person), and then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision. Keep in mind that First Commonwealth Bank only provides loans for U.S. citizens living in Pennsylvania, Ohio, Indiana, Kentucky and West Virginia.
How to Apply for a First Commonwealth Bank Personal Loan
Decide how to apply. You can apply for a First Commonwealth Bank personal loan online, over the phone or in person. Applying online is the best way because it typically results in the fastest decision.
Enter your personal information on the application. First Commonwealth Bank requires your name, date of birth, phone number, address and more.
Enter your financial information on the application. First Commonwealth Bank requires your income, employment status, monthly housing costs and more.
Double check the application for accuracy. To ensure that your First Commonwealth Bank personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
Submit your application. First Commonwealth Bank will typically provide a decision within two business days after you apply.
If you are approved for a First Commonwealth Bank personal loan, you will generally receive the funds soon after you’re approved. It’s then your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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