Adam McCann, Financial Writer
@adam_mcan
To get a small loan fast, apply online for a personal loan from Avant, Best Egg or Discover, after getting pre-qualified and comparing your offers. Each lender has loan amounts as low as $2,000 and provides approval and funding within a few business days. Avant also has a low credit score requirement (600), while Best Egg offers the potential for a very low APR, and Discover does not charge an origination fee.
Many lenders offer quick approval and funding within a few business days. And some offer relatively small personal loans of only a few thousand dollars. However, those two traits don’t always overlap. By picking a lender that offers both, borrowers can avoid having to wait a long time for approval and also won’t be forced to borrow more than they need.
Where to Get a Small Loan Fast:
Lender | Smallest loan | Approval timeline | Funding timeline |
Avant | $2,000 | 24 - 48 hours | 1 business day |
Best Egg | $2,000 | Up to 2 business days | 1 - 2 business days |
Discover | $2,500 | Up to 3 business days | 1 - 7 business days |
OneMain Financial | $1,500 | Up to 48 hours | 1 - 3 business days |
PNC | $1,000 | 24 - 48 hours | 1 business day |
USAA | $2,500 | 1 business day | 1 - 3 business days |
Wells Fargo | $3,000 | Up to 3 business days | 1 business day |
If you’re interested in getting a small loan quickly from any of these lenders, it’s a good idea to get pre-qualified first. You can use WalletHub’s free and easy personal loan pre-qualification tool to check with multiple lenders at once.
Once you’ve pre-qualified for an offer, you’ll then fill out the actual application. You’ll need to provide both basic personal information (address, birthdate, SSN, etc.) and financial information (income, housing status, employment status, etc.). After you submit your application, it should only take a few business days at most to receive a decision and get funded.
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