One of the best ways to get money for a wedding fast is to take out a personal loan from LightStream. They offer same-day approval and funding in many cases, and usually won’t take more than 2 business days from when you apply. LightStream offers loans specifically for wedding financing with APRs ranging from 5.95% to 17.29%. You’ll reportedly need to have a credit score of at least 660 to qualify. Other lenders with fast approval times include Best Egg, Rocket Loans and Marcus.
Another way to get money for a wedding fast is to use a credit card. You’ll be able to make a purchase instantly and pay it off over time. Given how high credit card interest rates can be, however, the best approach is to plan a couple weeks ahead and apply online for a 0% APR credit card. It will give you an opportunity to pay off your purchases interest-free during the introductory period. Plus, there’s usually a chance for instant approval when you apply online for a credit card. Although it generally takes 7-10 business days to receive a card after you’re approved, many companies allow you to expedite delivery to 1-3 business days for a small fee or even for free. You’ll need a credit score of at least 700 to qualify for a good 0% APR card.
If you have some valuable possessions that you’re not overly attached to, you could also sell them to make some extra money. Sites like Craigslist usually lead to fast responses from interested buyers. Finally, one other major place you can get money for a wedding fast is from family or friends. Whether you’re borrowing the money or receiving it as a gift, you won’t have to go through any kind of approval process. So you can get the money as soon as the person writes you a check.
That said, it’s best not to rush your wedding purchases, if possible. Taking your time to shop around can ensure you get the best deals and save as much money as possible.
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