What credit score do you need for an Integra Credit personal loan? This question is about Personal Loans

What credit score do you need for an Integra Credit personal loan?

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This question is about Personal Loans

Rick Bormin, Personal Loans Moderator

@rhandoo2020 • 05/07/21 This answer was first published on 05/07/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You do not need a specific credit score to get a personal loan from Integra Credit, as Integra Credit does not check applicants' credit when they apply. This means it is relatively easy to get approved for an Integra Credit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as Integra Credit will consider other things like your income and existing debts when deciding whether to approve you.

Keep in mind that while Integra Credit and other companies that don't do a credit check offer easier approval than most personal loan providers, they also tend to be significantly more expensive. As a result, you might first want to look into one of the cheaper personal loans from companies that do credit checks but still consider people with bad credit.

If you're unsure of what your current credit score is, you can check it for free on WalletHub.

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What personal loans can I get with a credit score under 600?

You can get a personal loan with a credit score under 600 from LendingPoint, if your score is at least 585. In addition, if your score is just on the border of 600, it might be possible to qualify for a loan from Avant or LendingClub, though it's probably best not to try your luck. You may have an easier time with local credit unions, which may be more receptive to lower credit scores.

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Are there any personal loans with guaranteed instant approval?

There are no personal loans with guaranteed instant approval. Many lenders offer the opportunity for near-instant approval, with a decision minutes to hours after they receive the application. But personal loan approval is never guaranteed under any circumstance. All lenders have some sort of requirements for approval, even those that accept people with bad credit. Plus, getting approved for a loan doesn’t mean that the applicant has the funds yet. It’s rare for a lender...

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How do you get a personal loan?

Getting a personal loan is a lot easier than many people think. Most people are familiar with the credit card application process, however, and getting a personal loan is very similar. In general, you comparison shop to find an offer that suits your needs in terms of loan amount, length and APR. Then, you check for pre-approval to gauge your odds of success. Once you’re confident you want to apply, you fill out an application...

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