Is Happy Money legit? This question is about Happy Money

Yes, Happy Money personal loans are legitimate because Happy Money is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Happy Money personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau. The company also is accredited with the Bureau. Why Happy Money Personal Loans Are Legit Happy Money is registered as a business in the states it services. Happy Money has a Better Business Bureau rating of A+. Happy Money has an average user rating of 4/5 on WalletHub. Happy Money personal loans have a rating of 3.9/5 from WalletHub's editors. Happy Money has a secure website, which you can tell by the fact that the URL has "https" in front of it. While Happy Money personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Happy Money personal loans against your other options before submitting an application.

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Is Happy Money legit?

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This question is about Happy Money

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Adam McCann, Financial Writer

@adam_mcan • 03/13/23 This answer was first published on 09/17/21 and it was last updated on 03/13/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Happy Money personal loans are legitimate because Happy Money is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Happy Money personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau. The company also is accredited with the Bureau.

Why Happy Money Personal Loans Are Legit

Happy Money is registered as a business in the states it services.
Happy Money has a Better Business Bureau rating of A+.
Happy Money has an average user rating of 4/5 on WalletHub.
Happy Money personal loans have a rating of 3.9/5 from WalletHub's editors.
Happy Money has a secure website, which you can tell by the fact that the URL has "https" in front of it.

While Happy Money personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Happy Money personal loans against your other options before submitting an application.

What credit score do you need for a Happy Money personal loan?

Applicants need a credit score of atleast 640 to get a personal loan from Happy Money, according to the company, which means the Happy Money personal loan credit score requirement is in the fair credit range. To put this in perspective, Happy Money’s credit score requirement is similar to most other lenders.

Keep in mind that just having a 640 credit score is not enough to qualify you for a Happy Money personal loan. Happy...

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Does Happy Money do joint personal loans?

No, Happy Money does not offer joint personal loans, unlike some personal loan providers. A joint application allows two people to put their names on the loan and apply together, as well as share responsibility for paying back the loan.

Though Happy Money does not do joint personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow joint applications or cosigners to find...

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How long does it take to get money from a Happy Money personal loan?

It takes 2 to 13 business days to get money from a Happy Money personal loan, in most cases. The Happy Money loan timeline includes around up to 7 business days to get approved for a Happy Money loan and another 2 to 6 business days to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From...

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