Is Integra Credit legit? This question is about Integra Credit

Is Integra Credit legit?

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This question is about Integra Credit

Adam McCann, Financial Writer

@adam_mccann • 09/10/21 This answer was first published on 09/10/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Integra Credit personal loans are legit because Integra Credit is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Integra Credit personal loans are legit is that the lender has a Better Business Bureau rating of A+.

Still, you should note that Integra Credit personal loans aren't "legit" if you use that word as a synonym for "good." Integra Credit personal loans are very expensive, charging an APR of 99% - 300%.

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Does Integra Credit do a hard pull for personal loans?

Integra credit does not do a hard pull of your credit during the application process, which means that submitting an application will not impact your credit score. To get an Integra credit personal loan, you will need to be at least 18 years old and a U.S. citizen or permanent resident with an SSN. You will also need to live in a state that Integra Credit services, and have a steady income.... read full answer

Keep in mind that one of the tradeoffs of the fact that Integra Credit does not do a hard pull is that the APRs are very expensive.

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Does Integra Credit do joint personal loans?

No, Integra Credit does not offer joint personal loans, unlike some personal loan providers. A joint application allows two people to put their names on the loan and apply together, as well as share responsibility for paying back the loan.

Though Integra Credit does not do joint personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow ... read full answer joint applications or cosigners to find some good offers. You can also use WalletHub's free personal loan pre-qualification tool to see which loans you might be able to qualify for individually.

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How long does it take to get money from an Integra Credit personal loan?

It takes 1 to 2 business days to get money from an Integra Credit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.... read full answer

How to Get Money From Integra Credit as Fast as Possible

Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from Integra Credit having to request additional information.

Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.

Apply online. Online applications have the fastest processing times since they are automated and streamlined.

Once you get approved for an Integra Credit personal loan, the money will be delivered through an electronic funds transfer to your bank account.

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