Grace Enfield, Content Writer
It is not difficult to get a personal loan from LoanMe because they are known to lend to people with bad credit scores, though they do not disclose an exact minimum score. Other LoanMe personal loan requirements include being at least 18 years old, having an SSN or ITIN, and having enough income to afford monthly loan payments.
LoanMe Personal Loan Requirement
- Minimum Income: $24,000 minimum income
- Age: 18+ years old
- Residency: U.S. citizen, permanent resident, or immigration visa holder
- Identification Type: SSN, ITIN, and valid ID
Once you make sure you've met all the requirements for a LoanMe personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income, and debt.
You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.
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