Grace Enfield, Content Writer
It is not very difficult to get a personal loan from Prosper because they offer personal loans for people with credit scores as low as 640. Other Prosper personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
Prosper Personal Loan Requirements
- Minimum Credit Score: 640 credit score
- Age: 18+ years old
- Residency: U.S. citizen or permanent resident
- Identification Type: SSN
Once you make sure you've met all the requirements for a Prosper personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income, and debt.
You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.
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