Grace Enfield, Content Writer
It is not very difficult to get a personal loan from Upgrade because they offer personal loans for people with credit scores as low as 620+. Other Upgrade personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.
Upgrade Personal Loan Requirements
- Minimum credit score: 620+ credit score
- Age: 18+ years old
- Residency: U.S. citizen, permanent resident, or immigration visa holder
- Identification Type: SSN or passport
Once you make sure you've met all the requirements for an Upgrade personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income, and debt.
You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.
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