Grace Enfield, Content Writer
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It is fairly easy to get a personal loan from American Express because you’ll need a credit score of just 660+ to qualify. Other requirements to get a loan from American Express include being at least 18 years old, having a bank account and having enough income to afford the loan.
Requirements to Get a Loan from American Express
- Minimum credit score: 660+
- Minimum income: Not disclosed
- Age: 18+
- Citizenship: U.S. citizen or permanent resident
- Residency: All states
- Identification: SSN
You should have a good chance of approval if you meet all the requirements, but it is never guaranteed. The exact APR that you receive will depend on factors like your credit score, debt and income, too.
You can check out WalletHub’s full American Express personal loan review to learn more.
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