Grace Enfield, Content Writer
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It is not easy to get a loan from U.S. Bank because you’ll need a credit score of 660+ to qualify. Other requirements to get a loan from U.S. Bank include being at least 18 years old, having a bank account and having enough income to afford the loan.
Requirements to Get a Loan from U.S. Bank
- Minimum credit score: 660+
- Minimum income: Not disclosed
- Age: 18+
- Citizenship: U.S. citizen, permanent resident or visa holder
- Residency: New U.S. Bank customers must live in CO, IA, KY, MN, MO, OH, OR, TN, WA or WI
- Identification: SSN, ITIN or passport
You should have a good chance of approval if you meet all the requirements, but it is never guaranteed. The exact APR that you receive will depend on factors like your credit score, debt and income, too.
You can check out WalletHub’s full U.S. Bank personal loan review to learn more.
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