It is not easy to get a personal loan from Citibank because you’ll need a credit score of 680+ to qualify. Other requirements to get a loan from Citibank include being at least 18 years old, having a bank account and having enough income to afford the loan.
Requirements to Get a Loan from Citibank
Minimum credit score: 680+
Minimum income: $10,500 annually
Age: 18+
Citizenship: U.S. citizen or permanent resident
Residency: All states
Identification: SSN, ITIN or passport
You should have a good chance of approval if you meet all the requirements, but it is never guaranteed. The exact APR that you receive will depend on factors like your credit score, debt and income, too.
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