Yes, LightStream is safe because LightStream has a “A+” rating from the Better Business Bureau and has an average rating of 2.7/5 among users on WalletHub. WalletHub’s editors also gave LightStream’s personal loans a rating of 5/5 stars.
Reasons Why LightStream Is Safe
It is a legitimate lender that is registered to provide loans in all states.
It receives a “A+” rating from the BBB.
It has an average rating of 2.7/5 among users on WalletHub.
WalletHub’s editors gave 5/5 stars to LightStream’s personal loans.
The product terms and application requirements are clearly displayed on the company’s website.
LightStream’s website and loan application are secure.
LightStream home improvement loans are some of the best on the market, with loan amounts up to $100,000 and APRs of 4.99% to 13.79%. That’s extremely cheap, considering most lenders don’t have APRs below 6% and many have maximum APRs of 25%+. In order to qualify for a LightStream home improvement loan and take advantage of these low rates, you will need a credit score of at least 660, according to multiple sources.
Yes, LightStream is a reputable lender because the company has an A+ rating from the Better Business Bureau and has been BBB-accredited since 2021. LightStream’s personal loans also have an overall rating of 4.4/5 from WalletHub’s editors.
Why LightStream Is a Reputable Lender
The company has an A+ BBB rating.
It has been BBB-accredited since 2021.
WalletHub’s editors gave the company’s personal loans an overall rating of 4.4/5.
Yes, LightStream does call your employer after you provide their contact information and give permission for the call during the application process. LightStream will not disclose any information when they contact your employer, since they are just inquiring about your employment status.
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