Adam McCann, Financial Writer
@adam_mcan
Yes, Mariner Finance personal loans are legit because Mariner Finance is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Mariner Finance personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau.
Why Mariner Finance Personal Loans Are Legit
- Mariner Finance is registered as a business in the states it services.
- Mariner Finance has a Better Business Bureau rating of A+.
- Mariner Finance has been around since 2002.
- Mariner Finance has an average user rating of 3.9/5 on WalletHub.
- Mariner Finance personal loans have a rating of 3.7/5 from WalletHub's editors.
- Mariner Finance has a secure website, which you can tell by the fact that the URL has "https" in front of it.
While Mariner Finance personal loans are legit, they may or not be the best choice for you. It's important to compare the terms and requirements of Mariner Finance personal loans against your other options before submitting an application
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Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...
read full answerHow hard is it to get a personal loan?
A personal loan generally it’s not hard to get, but some personal loans are much more difficult to get than others. Unsecured personal loans often require a credit score of 660+, and some are only available to people with scores of 700+.
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read full answerHow do personal loans work?
Personal loans let you borrow a sum of money from a lender and then pay it back in monthly installments over a set term – usually anywhere from 12 to 84 months. Those monthly payments include equal portions of the original loan amount, plus interest and fees. Personal loans can be used for debt consolidation, home improvements, vacations, big purchases and more. Understanding how things will go, from the time you apply to when you...
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