Is NetCredit a direct lender for personal loans? This question is about NetCredit

NetCredit is a direct lender in states such as California, Montana and Idaho. In other states, NetCredit partners with FinWise Bank, First Electronic Bank and Capital Community Bank to fund loans, but you will still make your monthly payments through NetCredit. States Where NetCredit Has Lending Partners Alaska Arkansas Arizona Florida Hawaii Indiana Kansas Kentucky Michigan Minnesota Mississippi Montana Nebraska New Jersey Ohio Oklahoma Oregon Rhode Island Tennessee Texas Washington Wyoming You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.

Ad Disclosure Ad Disclosure

Is NetCredit a direct lender for personal loans?

Answer Question Report Abuse

This question is about NetCredit

see this user

Grace Enfield, Content Writer

@grace_enfield • 12/10/21 This answer was first published on 12/10/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

NetCredit is a direct lender in states such as California, Montana and Idaho. In other states, NetCredit partners with FinWise Bank, First Electronic Bank and Capital Community Bank to fund loans, but you will still make your monthly payments through NetCredit.

You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.

Answer Question

How can you get NetCredit personal loan pre-approval?

You can get NetCredit personal loan pre-approval through the NetCredit website. NetCredit pre-approval allows you to see your odds of approval for a personal loan from NetCredit, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get NetCredit Personal Loan Pre-approval... read full answer

Go to the NetCredit website.

Click on Check Your Eligibility.

Enter the loan amount, loan purpose, your zip code, date of birth, housing situation (rent or own), home address, name, phone number, and email. You will also have to create an account.

Click Let's Get Started.

Once you receive your NetCredit pre-approval status, you can choose whether or not to actually submit an application. Getting pre-approved does not mean you're guaranteed to be approved if you apply, but your approval odds will be very high.

If you want to consider more options first, you can try out WalletHub's free personal loan pre-approval tool, which checks for pre-approval with multiple personal loan providers at the same time.

show less

How long does it take to get money from a NetCredit personal loan?

It takes 1 to 3 business days to get money from a NetCredit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.... read full answer

How to Get Money From NetCredit as Fast as Possible

Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from NetCredit having to request additional information.

Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.

Once you get approved for a NetCredit personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes 1 to 3 business days.

show less

What credit score do you need for a NetCredit personal loan?

You do not need a specific credit score to get a personal loan from NetCredit, as NetCredit does not check applicants' credit when they apply. This means it is relatively easy to get approved for a NetCredit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as NetCredit will consider other things like your income and existing debts when deciding whether to approve you. ... read full answer

Keep in mind that while NetCredit and other companies that don't do a credit check offer easier approval than most personal loan providers, they also tend to be significantly more expensive. As a result, you might first want to look into one of the cheaper personal loans from companies that do credit checks but still consider people with bad credit.

If you're unsure of what your current credit score is, you can check it for free on WalletHub.

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.