NetCredit is a direct lender in states such as California, Montana and Idaho. In other states, NetCredit partners with FinWise Bank, First Electronic Bank and Capital Community Bank to fund loans, but you will still make your monthly payments through NetCredit.
States Where NetCredit Has Lending Partners
You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.
You can get NetCredit personal loan pre-approval through the NetCredit website. NetCredit pre-approval allows you to see your odds of approval for a personal loan from NetCredit, as well as your potential interest rate, and the process will have no impact on your credit score.
Enter the loan amount, loan purpose, your zip code, date of birth, housing situation (rent or own), home address, name, phone number, and email. You will also have to create an account.
Click Let's Get Started.
Once you receive your NetCredit pre-approval status, you can choose whether or not to actually submit an application. Getting pre-approved does not mean you're guaranteed to be approved if you apply, but your approval odds will be very high.
If you want to consider more options first, you can try out WalletHub's free personal loan pre-approval tool, which checks for pre-approval with multiple personal loan providers at the same time.
It takes 1 to 3 business days to get money from a NetCredit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.… read full answer
How to Get Money From NetCredit as Fast as Possible
Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from NetCredit having to request additional information.
Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.
Once you get approved for a NetCredit personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes 1 to 3 business days.
You do not need a specific credit score to get a personal loan from NetCredit, as NetCredit does not check applicants' credit when they apply. This means it is relatively easy to get approved for a NetCredit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as NetCredit will consider other things like your income and existing debts when deciding whether to approve you. … read full answer
Keep in mind that while NetCredit and other companies that don't do a credit check offer easier approval than most personal loan providers, they also tend to be significantly more expensive. As a result, you might first want to look into one of the cheaper personal loans from companies that do credit checks but still consider people with bad credit.
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