Is NetCredit hard to get approved for?

It is not difficult to get a personal loan from NetCredit because they are known to lend to people with bad credit scores, though they do not disclose an exact minimum score. Other NetCredit personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.… read full answer

NetCredit Personal Loan Requirement

• Age: 18+ years old
• Residency: U.S. citizen or permanent resident
• Identification Type: SSN

Once you make sure you've met all the requirements for a NetCredit personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income and debt.

You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.

NetCredit does verify income for personal loan applicants to confirm that people can repay what they borrow, but it does not disclose a minimum income requirement. You also have to meet other NetCredit requirements to be considered, such as be at least 18 years old and be a US citizen or permanent resident. You have a good chance of getting approved if you meet all of these requirements.… read full answer

NetCredit Personal Loan Requirements

• Be at least 18 years old
• Be a US citizen or permanent resident
• Must have a Social Security number
• Must live in one of the 36 states where netcredit operates

If you want a better idea of what personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.

You do not need a specific credit score to get a personal loan from NetCredit, as NetCredit does not check applicants' credit when they apply. This means it is relatively easy to get approved for a NetCredit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as NetCredit will consider other things like your income and existing debts when deciding whether to approve you. … read full answer

Keep in mind that while NetCredit and other companies that don't do a credit check offer easier approval than most personal loan providers, they also tend to be significantly more expensive. As a result, you might first want to look into one of the cheaper personal loans from companies that do credit checks but still consider people with bad credit.

If you're unsure of what your current credit score is, you can check it for free on WalletHub.