Is Oportun a direct lender for personal loans? This question is about Oportun

Oportun is a direct lender in states such as California, Florida and Texas. In other states, Oportun partners with MetaBank to fund loans, but you will still make your monthly payments through Oportun. States Where Oportun Has Lending Partners Alabama Arkansas Arizona Delaware Indiana Kansas Kentucky Louisiana Michigan Minnesota Mississippi Montana North Carolina North Dakota New Hampshire Oklahoma Oregon Rhode Island South Carolina South Dakota Tennessee Virginia Vermont Washington You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.

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Is Oportun a direct lender for personal loans?

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This question is about Oportun

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Grace Enfield, Content Writer

@grace_enfield • 12/10/21 This answer was first published on 12/10/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Oportun is a direct lender in states such as California, Florida and Texas. In other states, Oportun partners with MetaBank to fund loans, but you will still make your monthly payments through Oportun.

You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.

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How can you get Oportun personal loan prequalification?

You can get Oportun personal loan prequalification through the Oportun website. Oportun prequalification allows you to see your odds of approval for a personal loan from Oportun, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get Oportun Personal Loan Prequalification

Go to the Oportun website.
Click on the "Go" button after filling in your ZIP code.
Enter whether...

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Does an Oportun personal loan affect your credit score

Yes, an Oportun personal loan does affect your credit score, both when you apply and during the entire time that you are paying the loan off. Initially, an Oportun personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.

How an Oportun Personal Loan Affects Your Credit Score

Hard pull: When you apply for an Oportun personal loan,...

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How long does it take to get money from an Oportun personal loan?

It takes 1 to 2 business days to get money from an Oportun personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From Oportun as Fast as Possible

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