Is RISE legit? This question is about RISE

Is RISE legit?

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This question is about RISE

Adam McCann, Financial Writer

@adam_mcan • 02/28/23 This answer was first published on 09/10/21 and it was last updated on 02/28/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, RISE personal loans are legit because RISE is a legitimate business registered to operate in the states it services, which is a legal requirement to be a legitimate lender. Another reason why RISE personal loans are legit is that the lender has a Better Business Bureau rating of A

Still, you should note that RISE personal loans aren't "legit" if you use that word as a synonym for "good." RISE personal loans are very expensive, charging an APR of 60% - 299%.

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How long does it take to get money from a RISE personal loan?

It takes 1 to 2 business days to get money from a RISE personal loan, in most cases. The RISE loan timeline includes around 1 business day to get approved for a RISE loan and another business day to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From RISE as Fast as Possible

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Does RISE do joint personal loans?

No, RISE does not offer joint personal loans, unlike some personal loan providers. A joint application allows two people to put their names on the loan and apply together, as well as share responsibility for paying back the loan.

Though RISE does not do joint personal loans, there are quite a few lenders out there that do. You can check out WalletHub's picks for the best personal loans that allow joint applications or cosigners to find some good...

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What credit score do you need for a RISE personal loan?

RISE does not specify a minimum credit score requirement to get a personal loan, unlike many personal loan providers. Although there isn't a specified RISE credit score requirement, RISE will consider people who have bad credit, according to customer service. Most other lenders' credit score requirements for personal loans range between 585 and 700.

Keep in mind that RISE will look at more than just your credit score when evaluating your application for a...

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