Grace Enfield, Content Writer
@grace_enfield
No, Upstart is not a direct lender, so they do not handle the full loan process. Instead, Upstart will consider your loan application and decide if you're approved, then one of their partners will actually fund the loan. You will still make your monthly payments through Upstart, though.
Upstart Lending Partners
- Customers Bank
- Apple Bank
- Patelco Credit Union
- First National Bank of Omaha
- Oriental Bank
- Telhio Credit Union
- First Federal Bank of Kansas City
- Ridgewood Savings Bank
- Midwest BankCentre
- Drummond Community Bank
- Kemba Financial Credit Union
- Associated Bank
If you're interested in borrowing from a direct lender, you may want to look into Marcus by Goldman Sachs or LightStream. You can use WalletHub's free pre-qualification tool to see which lenders may approve you and what rates may be available to you.
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