Yes, Jora Credit does have emergency loans, offering up to $4,000 as soon as 1 - 2 business days after you apply. To get an emergency loan from Jora Credit, you must be at least 18 years old, have a bank account, have enough income to make the monthly payments, and meet the credit score requirement.
Key Things to Know About Jora Credit Emergency Loans
Funding timeline: 1 to 2 business days both for approval and funding
Dollar amounts: $500 - $4,000
APR range: 99% - 349%
Repayment periods: 8 - 30 months
Credit score required: not disclosed but does consider bad credit
Jora Credit allows you to pre-qualify for an emergency loan before you officially apply. To see which lenders may approve you and what rates may be available to you, check out the free pre-qualification tool on WalletHub.
It takes 1 to 2 business days to get money from a Jora Credit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.
How to Get Money From Jora Credit as Fast as Possible
You can borrow money fast from LightStream, which offers personal loan funding as soon as the same day you apply. Other lenders that let you borrow money fast include Best Egg, Upgrade and Achieve Personal Loans, which all provide funding within a few business days of applying.
Plenty of lenders offer quick personal loans, including Avant, LightStream by SunTrust Bank, and Marcus by Goldman Sachs. They often give application decisions within minutes and provide funding within 1-2 business days of approval. In rare cases, like with LightStream, you may be able to get your loan funded the same day you apply. But you’ll need to have everything in place by a certain time of day.
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