What are Jora Credit's requirements for borrowers? This question is about Jora Credit

Jora Credit’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Jora Credit personal loan. Jora Credit Requirements for Borrowers Credit Score: Not disclosed, but cater to those with damaged credit Income: Not specified Age: 18+ Citizenship: U.S. citizen or permanent resident Identification: Social Security number Bank Account: Verifiable bank account Residency: Live in DE, ID, MO, NM, ND, SC, UT, WI, TN or KS Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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What are Jora Credit's requirements for borrowers?

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This question is about Jora Credit

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Grace Enfield, Content Writer

@grace_enfield • 04/11/22 This answer was first published on 04/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Jora Credit’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Jora Credit personal loan.

Jora Credit Requirements for Borrowers

Credit Score: Not disclosed, but cater to those with damaged credit
Income: Not specified
Age: 18+
Citizenship: U.S. citizen or permanent resident
Identification: Social Security number
Bank Account: Verifiable bank account
Residency: Live in DE, ID, MO, NM, ND, SC, UT, WI, TN or KS

Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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Does Jora Credit do a hard inquiry?

Yes, Jora Credit does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Jora Credit's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...

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Does Jora Credit verify income for personal loan applications?

Jora Credit does verify income for personal loan applicants to confirm that people can repay what they borrow, but it does not disclose a minimum income requirement. You also have to meet other Jora Credit requirements to be considered, such as being at least 18 years old and being a US citizen or permanent resident. You have a good chance of getting approved if you meet all of these requirements.

Jora Credit Personal Loan Requirements

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What credit score do you need for a Jora Credit personal loan?

Jora Credit does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. Although there isn't a specified Jora Credit score requirement, Jora Credit will consider people who have bad credit, according to customer service. Most other lenders' credit score requirements for personal loans are 585 - 700.

Jora Credit Personal Loan Requirements & Information

Minimum age: 18+ years old
Credit score: Not disclosed, but...

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