What are LightStream's requirements for borrowers? This question is about LightStream

LightStream's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a LightStream personal loan. LightStream Requirements for Borrowers Credit Score: 660+ Income: Not disclosed Age: 18+ Citizenship: U.S. citizen or permanent resident Identification: Social Security number Bank Account: Verifiable bank account Residency: All states Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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What are LightStream's requirements for borrowers?

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This question is about LightStream

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Grace Enfield, Content Writer

@grace_enfield • 04/11/22 This answer was first published on 04/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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LightStream's requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a LightStream personal loan.

LightStream Requirements for Borrowers

Credit Score: 660+
Income: Not disclosed
Age: 18+
Citizenship: U.S. citizen or permanent resident
Identification: Social Security number
Bank Account: Verifiable bank account
Residency: All states

Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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How do I apply for a LightStream personal loan?

To apply for a LightStream personal loan enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a LightStream Personal Loan

Enter your personal information on the application. LightStream requires the following personal information on the application: full name, email, home address, housing status, home phone, date of birth, Social Security number...

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Does LightStream do a hard inquiry?

Yes, LightStream does a hard credit inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

LightStream's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...

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Is it difficult to get a LightStream personal loan?

It is fairly difficult to get a LightStream loan because they require a credit score of at least 660. Other LightStream personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.

LightStream Personal Loan Requirements

Minimum Credit Score: 660+ credit score
Age: 18+ years old
Residency: U.S. citizen or permanent resident
Identification Type: SSN only

...

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