Does LoanMe offer medical loans?

LoanMe does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. Although there isn't a specified LoanMe credit score requirement, LoanMe will consider people who have bad credit, according to customer service. Most other lenders' credit score requirements for personal loans range between 585 and 700.… read full answer

Keep in mind that LoanMe will look at more than just your credit score when evaluating your application for a personal loan. LoanMe will consider your entire financial profile, including things like your income, existing debts and recent credit inquiries, when deciding whether to approve you.

If you're unsure of what your current credit score is, you can check it for free on WalletHub. You can also pre-qualify for a LoanMe personal loan online to gauge your chances of getting approved with your current credit score.

You can get LoanMe personal loan pre-approval through WalletHub’s free personal loan pre-approval tool. This will allow you to see your odds of approval for a personal loan with LoanMe, as well as your potential interest rates, and the process will have no impact on your credit score.

How to Get LoanMe Personal Loan Pre-approval… read full answer

• Go to WalletHub’s free personal loan pre-approval tool.
• Enter your desired loan amount and select the reason for borrowing.
• Click “Get Started.”
• Select your employment status, then enter your annual income.
• Select whether you rent or own your home and click “Continue.”
• Create a WalletHub account if you haven’t already.
• Receive your pre-approval status.

It’s important to note that WalletHub’s personal loan pre-approval tool doesn’t just check for pre-approval with LoanMe. It also checks with multiple other personal loan providers at the same time, so you can see your options.

To check for pre-approval directly with LoanMe, go to its and click on See Loan Options. Then, enter your name, date of birth, phone number, email, and monthly income from employment. After that, click Next, .

Keep in mind that if you are pre-approved for a personal loan, you’re not guaranteed to be approved when you submit an application. Your approval odds will be very high, though.

To apply for a LoanMe personal loan, first check for pre-qualification and decide which way you will apply (online or by phone), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a LoanMe Personal Loan… read full answer

1. Check for pre-qualification.Pre-qualification is a way to check your approval odds and potential rates before applying for a LoanMe personal loan. It doesn't hurt your credit. You can check for pre-qualification on the LoanMe website or WalletHub's pre-qualification tool.
2. Decide which way to apply.You can apply for a LoanMe personal loan online or by phone. Applying online is the best way because it typically offers the fastest decision.
3. Enter your personal information on the application.LoanMe requires the following personal information on the application: your full name, date of birth, email address, phone number and home address .
4. Enter your financial information on the application.LoanMe requires the following financial information on the application: your monthly income.
5. Double check the application for accuracy.To ensure that your LoanMe personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
6. Submit your application.LoanMe will typically provide a decision on your application within 1 to 2 business days both for approval and funding.

If you are approved for a LoanMe personal loan, you will generally receive the funds within 1 to 2 business days both for approval and funding after approval. After that, it's your responsibility to make monthly payments until you have fully paid back your loan, including interest.