What are Marcus by Goldman Sachs's requirements for borrowers? This question is about Marcus by Goldman Sachs

Marcus by Goldman Sachs’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Marcus by Goldman Sachs personal loan. Marcus by Goldman Sachs Requirements for Borrowers Credit Score: 730+ VantageScore or a 720 FICO score Income: Not disclosed Age: 18 years old (19 in Alabama; 21 in Mississippi and Puerto Rico) Citizenship: U.S. citizen, permanent resident or immigration visa holder Identification: Social Security number Bank Account: Verifiable bank account Residency: All states except Iowa and U.S. territories Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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What are Marcus by Goldman Sachs's requirements for borrowers?

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This question is about Marcus by Goldman Sachs

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Grace Enfield, Content Writer

@grace_enfield • 04/11/22 This answer was first published on 04/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Marcus by Goldman Sachs’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Social Security number. You will also need to have a verifiable bank account to qualify for a Marcus by Goldman Sachs personal loan.

Marcus by Goldman Sachs Requirements for Borrowers

Credit Score: 730+ VantageScore or a 720 FICO score
Income: Not disclosed
Age: 18 years old (19 in Alabama; 21 in Mississippi and Puerto Rico)
Citizenship: U.S. citizen, permanent resident or immigration visa holder
Identification: Social Security number
Bank Account: Verifiable bank account
Residency: All states except Iowa and U.S. territories

Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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How can you get Marcus by Goldman Sachs personal loan pre-approval?

You can get Marcus by Goldman Sachs personal loan pre-approval through the Marcus by Goldman Sachs website. Marcus by Goldman Sachs pre-approval allows you to see your odds of approval for a personal loan from Marcus by Goldman Sachs, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get Marcus by Goldman Sachs Personal Loan Pre-approval

Go to the Marcus by Goldman Sachs website....

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Is Marcus by Goldman Sachs legit?

Yes, Marcus by Goldman Sachs personal loans are legit because Marcus by Goldman Sachs is registered to do business in the states it services, which is a legal requirement to be a legitimate lender. Another reason why Marcus by Goldman Sachs personal loans are legit is that the lender has a rating of A+ from the Better Business Bureau. The company also is accredited with the Bureau.

Why Marcus by Goldman Sachs Personal Loans Are Legit

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Does Marcus by Goldman Sachs do a hard inquiry?

Yes, Marcus by Goldman Sachs does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.

Marcus by Goldman Sachs's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see...

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