What credit score is needed for a MoneyLion loan?

There is no minimum credit score needed for a MoneyLion loan. That's because MoneyLion does not do a credit creck at all, which means even people with bad credit or no credit can qualify. However, there may be more worthwhile alternative lenders for you to consider.

Great question! There’s no credit check, so even if you have bad credit or no credit, you can qualify for a loan up to $1,000 with our Credit Builder Plus membership.

Credit Builder Plus helps you build or rebuild your credit (even if you are new to credit) by reporting your loan payments to all three credit bureaus. Most members improve their credit score by an average of 60 points within the first 60 days! The membership also includes credit monitoring, rewards, and more.

If you have more questions, feel free to chat with us in the MoneyLion mobile app. You can access our chat on the home screen of the MoneyLion app or on the bottom right of the MoneyLion web dashboard on your computer.