Grace Enfield, Content Writer
@grace_enfield
The best home improvement loans with no credit check are from 60MonthLoans because the company has loan amounts of $2,600 - $10,000, an APR range of 19% - 35.83% and repayment periods of 24-60 months. 60MonthLoans does not do a hard pull of your credit history, which makes the loans easy to qualify for.
Best Home Improvement Loans with No Credit Check
| Lender | Dollar Amounts | APRs | Repayment Periods |
| $2,600 - $10,000 | 19% - 35.83% | 24-60 months | |
| $500 - $4,000 | 160% - 160% | 9 - 18 months | |
| $500 - $3,000 | 99% - 300% | 6 - 18 months |
You can also get a no credit check home improvement loan from the USDA if you meet the requirements for the Single Family Housing Repair Loans & Grants program. Some county governments offer no credit check home improvement programs, too.
Finally, it’s worth noting that even though a no credit check home improvement loan sounds appealing, it may not be your best option. Other borrowing methods may check your credit, but they can have lower APRs and longer repayment periods than no credit check loans.
Other Ways to Finance Home Improvements
- Home equity loans
- Home equity lines of credit
- Credit cards
- Loans from friends or family members
If you’re set on getting a no credit check loan, check out WalletHub’s picks for the best no credit check loans overall and estimate your potential rates with our free pre-qualification tool.
People also ask
What's the minimum credit score for a home improvement loan?
The minimum credit score for a home improvement loan is 660 for most lenders. While lenders typically don’t offer “home improvement loans” in particular, they offer personal loans that can be used for almost any purpose, including home improvements. And most personal loan providers require a credit score of 660+. That’s not too difficult to attain, either – it’s within the fair credit range and below the average American’s credit score.
However, not all lenders look for...
read full answerCan I get a renovation loan with bad credit?
Yes, you can get a renovation loan with bad credit, but keep in mind that low rates and large loan amounts are typically reserved for borrowers with good credit. Your borrowing options will likely be limited to companies that have a low credit requirement or no minimum credit score. Below are some of the best loans you can get with bad credit.
Renovation Loans for Bad Credit
| Companies | ... | APR | Loan Amount |
What are the easiest loans to get approved for?
The easiest loans to get approved for are payday loans, pawnshop loans, car title loans, and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re available to people with bad credit. They’re also very expensive in most cases.
Below, you can compare some of the easiest loans to get approved for right now.
Easy Loans to Get Approved For
- OppLoans: No credit check (160% - 160% APR).
- ...
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