What are OneMain Financial's requirements for borrowers? This question is about OneMain Financial

OneMain Financial’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Tax ID number. OneMain Financial Requirements for Borrowers Income: Not disclosed Age: 18+ Citizenship: U.S. citizen, permanent resident or visa holder Residency: All states except AK, AR, CT, MA or RI Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

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What are OneMain Financial's requirements for borrowers?

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This question is about OneMain Financial

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Grace Enfield, Content Writer

@grace_enfield • 04/11/22 This answer was first published on 04/11/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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OneMain Financial’s requirements include being at least 18 years old, having enough income or assets to make the monthly payments and having a Tax ID number.

OneMain Financial Requirements for Borrowers

Income: Not disclosed
Age: 18+
Citizenship: U.S. citizen, permanent resident or visa holder
Residency: All states except AK, AR, CT, MA or RI

Before you apply for any personal loan, it’s a good idea to pre-qualify. While meeting all of the requirements gives you a good chance of approval, it’s never guaranteed. To pre-qualify with multiple lenders at once, check out WalletHub’s free pre-qualification tool.

How do I apply for a OneMain Financial personal loan?

To apply for a OneMain Financial personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a OneMain Financial Personal Loan

Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a OneMain Financial personal loan. It...

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Is it difficult to get an OneMain Financial personal loan?

It is not very difficult to get a personal loan from OneMain Financial because they offer personal loans for people with credit scores as low as 600-650+. Other OneMain Financial personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.

OneMain Financial Personal Loan Requirements

Minimum Credit Score: 600-650+
Age: 18+ years old
Residency: U.S. citizen, permanent resident, or visa...

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Does OneMain Financial verify income for personal loan applications?

Yes, OneMain Financial will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a OneMain Financial personal loan with a co-signer, and OneMain Financial will verify that person’s income instead.

OneMain Financial may verify income by requesting financial information like bank statements, pay stubs or tax returns. In other cases, they’ll just use credit report information. Either way, you will also...

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