Does OneMain Financial offer medical loans? This question is about OneMain Financial

OneMain Financial offers personal loans that can be used to cover medical expenses. OneMain Financial’s personal loans offer $1,500 - $20,000 in funding with an APR range of 18% - 35.99%, repayment periods of 24, 36, 48 or 60 months and an origination fee of 1% - 10% (based on state). OneMain Financial Personal Loan Info Loan Amounts: $1,500 - $20,000 Repayment Periods: 24, 36, 48 or 60 months APR Range: 18% - 35.99% Origination Fee: 1% - 10% (based on state) Credit Score Requirement: 600-650+ Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once. Most medical providers accept credit cards, and you may be able to get low-interest financing.

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Does OneMain Financial offer medical loans?

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This question is about OneMain Financial

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Grace Enfield, Content Writer

@grace_enfield • 04/25/22 This answer was first published on 04/25/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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OneMain Financial offers personal loans that can be used to cover medical expenses. OneMain Financial’s personal loans offer $1,500 - $20,000 in funding with an APR range of 18% - 35.99%, repayment periods of 24, 36, 48 or 60 months and an origination fee of 1% - 10% (based on state).

OneMain Financial Personal Loan Info

Loan Amounts: $1,500 - $20,000
Repayment Periods: 24, 36, 48 or 60 months
APR Range: 18% - 35.99%
Origination Fee: 1% - 10% (based on state)
Credit Score Requirement: 600-650+

Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.

Most medical providers accept credit cards, and you may be able to get low-interest financing.

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How do I apply for a OneMain Financial personal loan?

To apply for a OneMain Financial personal loan, first check for pre-qualification and then enter your personal and financial information on the online application. Next, verify the accuracy of the information, submit the application and wait to receive a decision.

How to Apply for a OneMain Financial Personal Loan

… read full answerCheck for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a OneMain Financial personal loan. It doesn't hurt your credit. You can check for pre-qualification on the OneMain Financial website or WalletHub's pre-qualification tool.

Enter your personal information on the application. OneMain Financial requires the following personal information on the application: your full name, home address, email address, phone number, date of birth and Social Security number.

Enter your financial information on the application. OneMain Financial requires the following financial information on the application: your monthly net income and source of income.

Double check the application for accuracy. To ensure that your OneMain Financial personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.

Submit your application. OneMain Financial will typically provide a decision on your application within 1 to 14 business days.

If you are approved for a OneMain Financial personal loan, you will generally receive the funds within 1 to 3 business days after approval. After that, it's your responsibility to make monthly payments until you have fully paid back your loan, including interest.

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Is it difficult to get an OneMain Financial personal loan?

It is not very difficult to get a personal loan from OneMain Financial because they offer personal loans for people with credit scores as low as 600-650+. Other OneMain Financial personal loan requirements include being at least 18 years old, having an SSN, and having enough income to afford monthly loan payments.… read full answer

OneMain Financial Personal Loan Requirements

Minimum Credit Score: 600-650+

Age: 18+ years old

Residency: U.S. citizen, permanent resident, or visa holder

Identification Type: SSN or passport

Once you make sure you've met all the requirements for a OneMain Financial personal loan, you should have a good chance of approval. However, the exact interest rate you receive will depend on factors such as your credit score, income, and debt.

You can use WalletHub's free pre-qualification tool to see if you're likely to get approved and what rates you could get. Plus, it won't hurt your credit.

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Does OneMain Financial verify income for personal loan applications?

Yes, OneMain Financial will require a proof of income when you apply for a personal loan. If you do not have any income, you can apply for a OneMain Financial personal loan with a co-signer, and OneMain Financial will verify that person’s income instead.

OneMain Financial may verify income by requesting financial information like paystubs, bank statements, or tax returns. In other cases, they’ll just use credit report information. Either way, you will also have to meet other OneMain Financial requirements to be considered for loan approval.… read full answer

OneMain Financial Personal Loan Requirements

Be at least 18 years old

Be a US citizen or permanent resident or visa holder

Have a Social Security number or passport

Must live in states other than Alaska, Arizona, Arkansas, Connecticut, Massachusetts or Rhode Island

You have a good chance of getting approved for a loan from OneMain Financial if you meet all of these requirements.

If you want a better idea of what other personal loans you may qualify for with your income, you can use WalletHub’s free pre-qualification tool.

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