You can get a personal loan with a 690 credit score, which is in the fair credit range. The best lenders to get a personal loan from with a 690 credit score are LightStream, SoFi and Discover because they offer the most competitive APRs and fees. You can also use WalletHub's free pre-qualification tool to get a sense of your approval odds and potential rates with multiple lenders at once. Pre-qualification will not affect your credit score.
Best Places to Get a Personal Loan With a 690 Credit Score
Note: Scores are from the lender or multiple third-party sources.
People with a credit score of 690 have a lot of personal loan options, including many loans that don't charge origination fees. In general, personal loan credit score requirements tend to range from 585 to 700+, and loans without an origination fee usually require a credit score of 660+.
Other Ways to Get a Personal Loan With a 690 Credit Score
While there are plenty of traditional lenders you can get a personal loan from with a credit score of 690, you could also consider borrowing from a friend or family member. People you have a close relationship with might give you better and more flexible terms than you would get with a traditional lender.
Another option is to get a cosigner to help you qualify for a loan that has a minimum credit requirement above 690. However, you'll need to find someone willing to guarantee that they will pay back the loan if you cannot.
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