Rick Bormin, Personal Loans Moderator
You can get a personal loan with a 700 credit score. The best lenders to get a personal loan from with a credit score of 700 are LightStream, SoFi and Discover because they offer the most competitive APRs and fees.
Best Places to Get a Personal Loan With a 700 Credit Score
- LightStream: 660 credit score required
- SoFi: 680 credit score required
- Discover: 660 credit score required
- Marcus by Goldman Sachs: 660 credit score required
- Barclays: 700 credit score required
Note: Scores are from either the lender or multiple third-party sources.
One good way to get an idea of what personal loans you can get with a 700 credit score is to use WalletHub's free pre-qualification tool, which will tell you your approval odds and potential rates with multiple lenders at once. Pre-qualification will not affect your credit score.
Fortunately, you should be able to qualify for the vast majority of personal loans with a 700 credit score, including many loans that do not charge origination fees. In general, personal loan credit score requirements tend to range from 585 to 700+, and loans without an origination fee usually require a credit score of 660+.
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