Rick Bormin, Personal Loans Moderator
@rhandoo2020
You can get a personal loan with bad credit in Delaware from Avant, Upstart and LendingPoint, among other lenders. These personal loan providers all consider applicants with credit scores below 640, and they offer reasonable APRs and fees.
The best personal loans for people with bad credit in Delaware come from Avant, which offers loans of $2,000 - $35,000 for 24 - 60 months. It has an APR of 9.95% - 35.99% and an origination fee of up to 4.75%. But you have plenty of options for getting a personal loan with bad credit in Delaware.
Best Personal Loans for Bad Credit in Delaware
| Lender | Credit Score Required* | APR | Origination Fee |
| 580 - 600 | 9.95% - 35.99% | Up to 4.75% | |
| 620 | 5.35% - 35.99% | 0% - 8% | |
| 620 | 7.99% - 35.99% | 0% - 6% | |
| Not disclosed | 7.24% - 17.65% | 0% | |
| 620 | 7.99% - 29.99% | 1.99% - 4.99% |
*According to either the lender or multiple third-party sources
Overall, getting a loan with bad credit in Delaware is no different from getting one in any other state, as all the best lenders in the state operate nationwide or in most of the U.S.
As you look for personal loans for bad credit in Delaware, make sure to avoid predatory payday lenders, which offer very small loans to be paid back with your next paycheck. They lend primarily to people with bad credit but charge extremely expensive fees, which are equivalent to an APR around 400%, on average. You should also avoid costly auto title lenders, which offer loans secured by your car but still charge up to 25% of what you borrow.
2023 Best Personal Loans in Delaware
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What are the best personal loans for a 500 credit score?
The best personal loans for a 500 credit score are from OppLoans and Integra Credit. These companies specialize in lending to people with bad credit and won't even do a credit check when you apply for a loan.
It's important to note that any personal loan you get with a 500 credit score is likely to have a very high APR and an expensive origination fee. If possible, you might want to try to borrow...
read full answerCan you get a personal loan with a credit score under 550?
Yes, you can get a personal loan with a credit score of 550. You could consider getting a secured personal loan, applying for an unsecured personal loan with a co-signer, borrowing from family and friends, and checking with local credit unions which usually have a lower requirement over credit score.
It’s very difficult to get an unsecured personal loan with a credit score under 550 on your own, without the help of a co-signer whose...
read full answerWhat are the best personal loans for a 450 credit score?
The best personal loans for a 450 credit score are from OppLoans or Integra Credit. These companies specialize in lending to people with bad credit and won't even do a credit check when you apply for a loan.
It's important to note that any personal loan you get with a 450 credit score is likely to have a very high APR and an expensive origination fee. If possible, you might want to try to borrow...
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