Rick Bormin, Personal Loans Moderator
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To apply for a PNC personal loan, first check for pre-qualification and decide which way you will apply (online, by phone, or in person), then enter your personal and financial information on the application. Next, verify the accuracy of the information, submit the application, and wait to receive a decision.
How to Apply for a PNC Personal Loan
- Check for pre-qualification. Pre-qualification is a way to check your approval odds and potential rates before applying for a PNC personal loan. It doesn’t hurt your credit. You can check for pre-qualification on the PNC website.
- Decide which way to apply. You can apply for a PNC personal loan online, by phone, or in person. Applying online is the best way because it typically offers the fastest decision.
- Enter your personal information on the application. PNC requires the following personal information on the application: full name, Social Security number, date of birth, ID, email address, and phone number.
- Enter your financial information on the application. PNC requires the following financial information on the application: housing status, occupation, employer, length of employment, annual gross income, and other types of income.
- Double check the application for accuracy. To ensure that your PNC personal loan application gets processed as quickly as possible, make sure that all the information is correct and complete before you submit it.
- Submit your application. PNC will typically provide a decision on your application within minutes.
If you are approved for a PNC personal loan, you will generally receive the funds within 1 - 2 business days after approval. After that, it’s your responsibility to make monthly payments until you have fully paid back your loan, including interest.
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