PNC offers personal loans that can be used to cover medical expenses. PNC’s personal loans offer $1,000 - $35,000 in funding with an APR range of 5.99% - 32.24%, repayment periods of 12 - 60 months and no origination fee.
PNC Personal Loan Info
Loan Amounts: $1,000 - $35,000
Repayment Periods: 12 - 60 months
APR Range: 5.99% - 32.24%
Credit Score Requirement: not disclosed, but does consider bad credit
Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.
Most medical providers accept credit cards, and you may be able to get low-interest financing.
Yes, PNC does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
PNC's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your individual credit...
It takes 1 to 3 business days to get money from a PNC personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.
Yes, a PNC personal loan does affect your credit score, both when you apply and during the entire time that you are paying the loan off. Initially, a PNC personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.
How a PNC Personal Loan Affects Your Credit Score
Hard pull: When you apply for a PNC personal loan,...
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