Grace Enfield, Content Writer
@grace_enfield
The best quick loans for people with no bank account are from friends or family members because no major personal loan providers will approve you for a loan if you don’t have a bank account. Your friends or family members may be willing to offer flexible loan terms, as well. Other quick loans, like payday loans or auto title loans, are not good options because they are very expensive.
Several major personal loan providers offer the possibility of quick approval and funding, but they need to verify that you have enough income or assets to repay the loan, which is why they require bank account information.
Popular Personal Loans You Can Get Quickly
| Provider | Funding Timeline | Dollar Amounts | Bank Account Information Required? |
| Same day you apply - 2 business days | $5,000 - $100,000 | Yes | |
| 2 - 4 business days | $2,000 - $50,000 | Yes | |
| 2 - 6 business days | $1,000 - $50,000 | Yes | |
| 1 - 3 business days | $500 - $4,000 | Yes | |
| 2 - 3 business days | $5,000 - $50,000 | Yes | |
| As soon as the next business day | $2,000 - $36,500 | Yes |
To read more about the top-ranked offers, check out WalletHub’s picks for the best quick loans.
Ultimately, opening a bank account shouldn’t be an impediment to you taking out a loan. After all, it’s easy and inexpensive to do. To open a bank account, you need to provide government-issued identification, personal information like your date of birth and address, and an initial deposit if the bank requires one. If you’re under 18 years old, you’ll need information from a joint owner, too.
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