Grace Enfield, Content Writer
@grace_enfield
The best quick loans with low interest are from LightStream because the company offers funding as soon as the same day you apply and has interest rates as low as 7.99%. LightStream also offers loan amounts of $5,000 - $100,000 and repayment periods of 24 - 84 months.
Best Quick Loans with Low Interest
| Provider | Funding Timeline | APR Range | Loan Amounts |
| Same day you apply - 2 business days | 7.99% - 25.99% | $5,000 - $100,000 | |
| 2 - 4 business days | 8.99% - 35.99% | $2,000 - $50,000 | |
| 2 - 3 business days | 8.49% - 35.99% | $1,000 - $50,000 | |
| 1 - 3 business days | 7.74% - 17.99% | $500 - $50,000 | |
| As little as 3 days | 6.99% - 24.99% | $3,500 - $40,000 | |
| 2 - 3 business days | 9.95% - 35.99% | $2,000 - $35,000 | |
| 1 - 2 business days | 5.99% - 32.24% | $1,000 - $35,000 | |
| As soon as the next business day | 7.99% - 35.99% | $2,000 - $36,500 |
Some lenders that offer quick loans, especially to people with below-average credit, have low minimum APRs but fairly high maximum rates. You can get a better sense of what rate you might receive by using the free pre-qualification tool on WalletHub.
Alternatively, you may be able to get a credit card with a 0% APR introductory period in a matter of days. After the intro period ends, though, any remaining balance will be subject to the card’s regular APR.
Friends or family members are another option, and they may offer more flexible terms than a major lender.
Best Low Interest Personal Loans of 2023
Compare OffersPeople also ask
What are the easiest loans to get approved for?
The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re available to people with bad credit. They’re also very expensive in most cases.
Below, you can compare some of the easiest-to-get personal loans available right now.
Easy Loans to Get Approved For
- OppLoans: No credit check. 59% - 160% APR.
- 60MonthLoans: No...
Can I get a 0% APR personal loan?
You cannot get a 0% APR personal loan from a major lender. The closest thing to a 0% APR personal loan that you're likely to find is a loan from a friend or family member who is willing to give you money with no interest.
You may also be able to find 0% financing from retailers, car dealers that have interest-free promotions, and medical providers that offer interest-free loans on procedures. But those offers...
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