The best short-term loans in Arizona are from Oportun because it has a minimum repayment period of 6 months, loan amounts of $300 - $15,400, and an APR range of 10.07% - 35.95%. Oportun doesn't have a credit score requirement and their origination fees depend on the customer.
Several options are available, though. In addition to other national lenders, there are lenders based in Arizona worth considering.
Alternatively, you may want to consider using a credit card for a short-term loan, or borrowing from friends or family members. On the other hand, you should avoid payday loans because they are way too expensive.
The easiest loans to get approved for are payday loans, pawnshop loans, car title loans, and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re available to people with bad credit. They’re also very expensive in most cases.
Below, you can compare some of the easiest loans to get approved for right now.
The best ways to borrow money fast are personal loans, charging your expenses to a credit card, Home Equity Line of Credit, Cash Advance, Loan From a Friend or Family Member, or Retirement Account. It’s also possible, though far from ideal, to borrow money from a Loan App, Pawn Shop Loan or, a Payday Loan.
Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...
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