Grace Enfield, Content Writer
@grace_enfield
The best short-term loans in District of Columbia are from PNC because it has a minimum repayment period of 12 months, loan amounts of $1,000 - $35,000, and an APR range of 5.99% - 32.24%. PNC does not disclose a minimum credit score, but they are known to accept people with bad credit and they don't charge an origination fee.
Several options are available, though. In addition to other national lenders, there are lenders based in District of Columbia worth considering.
Best Short-Term Loans in District of Columbia
| Lender | Repayment Periods | Loan Amounts | APRs |
| 12 - 60 months | $1,000 - $35,000 | 5.99% - 32.24% | |
| 24 - 84 months | $5,000 - $100,000 | 8.99% - 25.81% | |
| 12 - 60 months | $2,000 - $50,000 | 8.99% - 21.99% | |
| 12 - 60 months | $500 - $50,000 | 7.74% - 17.99% | |
| 12 - 72 months | $500 - $30,000 | 6.25% - 16.25% |
Alternatively, you may want to consider using a credit card for a short-term loan, or borrowing from friends or family members. On the other hand, you should avoid payday loans because they are way too expensive.
If you’re set on getting a short-term personal loan, check out WalletHub’s picks for the best short-term loans nationally. You can also estimate your rates from multiple lenders with the free pre-qualification tool on WalletHub.
2023 Best Personal Loans in District of Columbia
Compare OffersPeople also ask
What are the easiest loans to get approved for?
The easiest loans to get approved for are payday loans, car title loans, pawnshop loans and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re available to people with bad credit. They’re also very expensive in most cases.
Below, you can compare some of the easiest-to-get personal loans available right now.
Easy Loans to Get Approved For
- OppLoans: No credit check. 59% - 160% APR.
- 60MonthLoans: No...
How can I borrow money fast?
The best ways to borrow money fast are to get a personal loan known for quick approval and funding or to charge your expenses to a credit card. Other ways to borrow money fast include drawing from an existing home equity line of credit, borrowing from a friend, or getting a credit card cash advance. It’s also possible, though far from ideal, to borrow money from a retirement account for fast cash.
Fastest Ways to Borrow Money
- Personal Loan From...
What are the personal loan requirements?
Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...
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