The best short-term loans in New Hampshire are from TD Bank because it has a minimum repayment period of 12 months, loan amounts of $2,000 - $50,000, and an APR range of 8.99% - 21.99%. TD Bank also has a credit score requirement of 660 if you have an existing TD checking or savings account, 750 if you don't, and an origination fee of $0.
Several options are available, though. In addition to other national lenders, there are lenders based in New Hampshire worth considering.
Alternatively, you may want to consider using a credit card for a short-term loan, or borrowing from friends or family members. On the other hand, you should avoid payday loans because they are way too expensive.
The easiest loans to get approved for are payday loans, pawnshop loans, car title loans, and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re available to people with bad credit. They’re also very expensive in most cases.
Below, you can compare some of the easiest loans to get approved for right now.
The best ways to borrow money fast are personal loans, charging your expenses to a credit card, Home Equity Line of Credit, Cash Advance, Loan From a Friend or Family Member, or Retirement Account. It’s also possible, though far from ideal, to borrow money from a Loan App, Pawn Shop Loan or, a Payday Loan.
Major personal loan requirements include being at least 18 years old, having a bank account, having a good credit history, and having enough income or assets to afford monthly loan payments. Specific personal loan requirements vary by lender, however. Avant requires a credit score of 600 or higher, for example, while Prosper sets the bar at 640 and SoFi asks for 680. Most lenders don’t disclose annual income requirements, but two exceptions are LendingPoint ($20,000+)...
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.