What are the USAA personal loan fees? This question is about USAA

USAA personal loans have a 5 % late payment fee, but there are no prepayment or origination fees. USAA personal loans also have a minimum APR of 7.24%, which is higher compared to the typical minimum APR for a personal loan. For your convenience, you can see USAA’s personal loan fees and other key terms below. USAA Personal Loan Fees and Other Terms Origination Fee: None Late Payment Fee: 5 % Prepayment Fee: None APRs: 7.24% - 17.65% Loan Amounts: $2,500 - $100,000 Repayment Periods: 12, 24, 36, or 48, 60, 84 months Credit Score Requirement: Excellent gets the best rates Funding Timeline: 1 - 3 business days Before applying for any personal loan, it’s a good idea to see if you pre-qualify first. To check with multiple lenders at once, try WalletHub’s free pre-qualification tool.

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What are the USAA personal loan fees?

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This question is about USAA

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Grace Enfield, Content Writer

@grace_enfield • 05/03/22 This answer was first published on 05/03/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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USAA personal loans have a 5 % late payment fee, but there are no prepayment or origination fees. USAA personal loans also have a minimum APR of 7.24%, which is higher compared to the typical minimum APR for a personal loan. For your convenience, you can see USAA’s personal loan fees and other key terms below.

USAA Personal Loan Fees and Other Terms

Origination Fee: None
Late Payment Fee: 5 %
Prepayment Fee: None
APRs: 7.24% - 17.65%
Loan Amounts: $2,500 - $100,000
Repayment Periods: 12, 24, 36, or 48, 60, 84 months
Credit Score Requirement: Excellent gets the best rates
Funding Timeline: 1 - 3 business days

Before applying for any personal loan, it’s a good idea to see if you pre-qualify first. To check with multiple lenders at once, try WalletHub’s free pre-qualification tool.

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What credit score do you need for a USAA personal loan?

USAA will consider people with bad credit (a credit score below 640) for a personal loan, according to customer service, because there is no officially specified USAA credit score requirement. You also need to be eligible for USAA membership to qualify for a USAA personal loan.

Keep in mind that USAA will look at more than just your credit score when evaluating your application for a personal loan. USAA will consider your entire financial...

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How long does it take to get money from a USAA personal loan?

It takes 2 to 4 business days to get money from a USAA personal loan, in most cases. The USAA loan timeline includes around 1 business day to get approved for a USAA loan and another 1 to 3 business days to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From USAA as Fast as...

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How can you get USAA personal loan pre-approval?

USAA does not offer personal loan pre-approval, which means you cannot see your odds of approval and potential interest rates before applying. Most other personal loan providers do offer pre-approval, which can be very helpful for potential applicants.

Even though USAA does not offer personal loan pre-approval, you can try out WalletHub's free pre-approval tool, which checks with multiple other personal loan providers at the same time. It may help you find a good offer from...

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