USAA offers personal loans that can be used to cover medical expenses. USAA’s personal loans offer $2,500 - $100,000 in funding with an APR range of 7.24% - 17.65%, repayment periods of 12, 24, 36, or 48, 60, 84 months and no origination fee.
USAA Personal Loan Info
Loan Amounts: $2,500 - $100,000
Repayment Periods: 12, 24, 36, or 48, 60, 84 months
APR Range: 7.24% - 17.65%
Credit Score Requirement: excellent gets the best rates
Before you officially apply for a loan, it’s a good idea to see if you pre-qualify. You can use the free pre-qualification tool on WalletHub to estimate your approval odds and your potential rates with multiple lenders at once.
Most medical providers accept credit cards, and you may be able to get low-interest financing.
USAA will consider people with bad credit (a credit score below 640) for a personal loan, according to customer service, because there is no officially specified USAA credit score requirement. You also need to be eligible for USAA membership to qualify for a USAA personal loan.
Keep in mind that USAA will look at more than just your credit score when evaluating your application for a personal loan. USAA will consider your entire financial...
It takes 2 to 4 business days to get money from a USAA personal loan, in most cases. The USAA loan timeline includes around 1 business day to get approved for a USAA loan and another 1 to 3 business days to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.
USAA does not offer personal loan pre-approval, which means you cannot see your odds of approval and potential interest rates before applying. Most other personal loan providers do offer pre-approval, which can be very helpful for potential applicants.
Even though USAA does not offer personal loan pre-approval, you can try out WalletHub's free pre-approval tool, which checks with multiple other personal loan providers at the same time. It may help you find a good offer from...
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