What is a vacation loan? This question is about Best Vacation Loans

A vacation loan is just a personal loan that’s used to finance travel expenses, such as airfare, hotel stays or tickets to an attraction. These loans are typically unsecured, which means you won’t have to put anything up as collateral to get one. The best vacation loans are from LightStream. The company offers $5,000 - $100,000 in funding with APRs of 7.99% - 25.99% and repayment periods of 24 - 84 months. To qualify, you’ll need a credit score of 660+, according to multiple third-party sources. Best Vacation Loans Lender Loan Amounts APRs Repayment Periods LightStream $5,000 - $100,000 7.99% - 25.99% 24 - 84 months Upgrade $1,000 - $50,000 8.49% - 35.99% 24-84 months Best Egg $2,000 - $50,000 8.99% - 35.99% Up to 60 months LendingClub $1,000 - $40,000 8.05% - 35.89% 36 or 60 months LendingPoint $2,000 - $36,500 7.99% - 35.99% 24 - 72 months Prosper $2,000 - $50,000 6.99% - 35.99% 24 or 36 or 48 or 60 months For more information, check out WalletHub’s complete picks for the best vacation loans. Then, you can estimate your potential rates with our free pre-qualification tool. Finally, it’s important to note that even though getting a loan for a vacation sounds like a good plan, you will end up paying more for the trip due to the fees and interest payments associated with the loan. As a result, it’s best to save your money in order to afford a relaxing vacation without a loan.

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What is a vacation loan?

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This question is about Best Vacation Loans

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Grace Enfield, Content Writer

@grace_enfield • 08/22/22 This answer was first published on 08/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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A vacation loan is just a personal loan that’s used to finance travel expenses, such as airfare, hotel stays or tickets to an attraction. These loans are typically unsecured, which means you won’t have to put anything up as collateral to get one.

The best vacation loans are from LightStream. The company offers $5,000 - $100,000 in funding with APRs of 7.99% - 25.99% and repayment periods of 24 - 84 months. To qualify, you’ll need a credit score of 660+, according to multiple third-party sources.

Best Vacation Loans

Lender	Loan Amounts	APRs	Repayment Periods
LightStream	$5,000 - $100,000	7.99% - 25.99%	24 - 84 months
Upgrade	$1,000 - $50,000	8.49% - 35.99%	24-84 months
Best Egg	$2,000 - $50,000	8.99% - 35.99%	Up to 60 months
LendingClub	$1,000 - $40,000	8.05% - 35.89%	36 or 60 months
LendingPoint	$2,000 - $36,500	7.99% - 35.99%	24 - 72 months
Prosper	$2,000 - $50,000	6.99% - 35.99%	24 or 36 or 48 or 60 months

For more information, check out WalletHub’s complete picks for the best vacation loans. Then, you can estimate your potential rates with our free pre-qualification tool.

Finally, it’s important to note that even though getting a loan for a vacation sounds like a good plan, you will end up paying more for the trip due to the fees and interest payments associated with the loan. As a result, it’s best to save your money in order to afford a relaxing vacation without a loan.

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