What bank does Best Egg use? This question is about Best Egg

What bank does Best Egg use?

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This question is about Best Egg

Grace Enfield, Content Writer

@grace_enfield • 07/22/22 This answer was first published on 07/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Best Egg uses Cross River Bank and Blue Ridge Bank, among other banks, to originate personal loans. If you are approved, one of the banks will fund your loan, which could be $2,000 - $50,000 with an APR of 8.99% - 35.99%, depending on your creditworthiness. You will need a credit score of 640+ to qualify.

Banks Best Egg Uses for Personal Loans

Cross River Bank
Blue Ridge Bank

For more information, check out the full Best Egg review on WalletHub. Then, you can estimate your potential rates with our free pre-qualification tool.

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What credit score do you need for a Best Egg personal loan?

Applicants need a credit score of 640 to get a personal loan from Best Egg, according to the company. That means the Best Egg personal loan credit score requirement is in the fair credit range. To put this in perspective, most other lenders' credit score requirements for personal loans range between 585 and 700.

Keep in mind that just having a 640 credit score is not enough to qualify you for a Best Egg...

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How long does it take to get money from a Best Egg personal loan?

It takes two to four business days to get money from a Best Egg personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From Best Egg as Fast as Possible

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Does a Best Egg personal loan affect your credit score?

Yes, a Best Egg personal loan does affect your credit score, both when you apply and during the entire time that you are paying the loan off. Initially, a Best Egg personal loan will affect your credit score in a negative way, but the long-term impact can be very positive, assuming you repay the loan on schedule.

How a Best Egg Personal Loan Affects Your Credit Score

Hard pull: When you apply for a...

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