What bank does NetCredit use? This question is about NetCredit

What bank does NetCredit use?

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This question is about NetCredit

Grace Enfield, Content Writer

@grace_enfield • 07/22/22 This answer was first published on 07/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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NetCredit uses Republic Bank & Trust Company to originate personal loans. The bank will fund loans of $500 - $10,500 with APRs of 34% - 155% (varies by state) and an origination fee of 1% - 5% (varies by state), depending on your overall creditworthiness when you apply. You can qualify for a personal loan with NetCredit even if you have bad credit, and you will have 6 - 60 months (varies by state) to repay the loan. Payments are made to Republic Bank & Trust Company, and NetCredit also services the loan.

Key Things to Know About NetCredit Personal Loans

Bank Used to Fund Loans: Republic Bank & Trust Company
Loan Amounts: $500 - $10,500
APRs: 34% - 155% (varies by state)
Repayment Periods: 6 - 60 months (varies by state)
Late Fee: $10 - $15 (varies by state)
Origination Fee: 1% - 5% (varies by state)
Prepayment Fee: $0
Credit Score Requirement: Bad credit

For more information, check out the full NetCredit review on WalletHub.

Answer Question

How can you get NetCredit personal loan pre-approval?

You can get NetCredit personal loan pre-approval through the NetCredit website. NetCredit pre-approval allows you to see your odds of approval for a personal loan from NetCredit, as well as your potential interest rate, and the process will have no impact on your credit score.

How to Get NetCredit Personal Loan Pre-approval

Go to the NetCredit website.
Click on Check Your Eligibility.
Enter the loan amount, loan purpose, your zip...

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How long does it take to get money from a NetCredit personal loan?

It takes 1 to 3 business days to get money from a NetCredit personal loan, in most cases. That includes both the time it takes to get approved and the time it takes for the funds to be delivered after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.

How to Get Money From NetCredit as Fast as Possible

Fill out the...

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What credit score do you need for a NetCredit personal loan?

You do not need a specific credit score to get a personal loan from NetCredit, as NetCredit does not check applicants' credit when they apply. This means it is relatively easy to get approved for a NetCredit personal loan, even for people who have bad credit. Still, approval is not guaranteed, as NetCredit will consider other things like your income and existing debts when deciding whether to approve you.

Keep in mind that while...

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