Grace Enfield, Content Writer
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NetCredit uses Republic Bank & Trust Company to originate personal loans. The bank will fund loans of $500 - $10,500 with APRs of 34% - 155% (varies by state) and an origination fee of 1% - 5% (varies by state), depending on your overall creditworthiness when you apply. You can qualify for a personal loan with NetCredit even if you have bad credit, and you will have 6 - 60 months (varies by state) to repay the loan. Payments are made to Republic Bank & Trust Company, and NetCredit also services the loan.
Key Things to Know About NetCredit Personal Loans
- Bank Used to Fund Loans: Republic Bank & Trust Company
- Loan Amounts: $500 - $10,500
- APRs: 34% - 155% (varies by state)
- Repayment Periods: 6 - 60 months (varies by state)
- Late Fee: $10 - $15 (varies by state)
- Origination Fee: 1% - 5% (varies by state)
- Prepayment Fee: $0
- Credit Score Requirement: Bad credit
For more information, check out the full NetCredit review on WalletHub.
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