What is the minimum credit score for a cosigner? This question is about Personal Loans

The minimum credit score for a cosigner is around 600, which means it’s possible to qualify for a personal loan with a cosigner who has bad credit. If the cosigner has good credit or better, the duo is more likely to qualify for a loan with a low APR and no origination fee. Best Personal Loans You Can Get with a Cosigner Lender Loan Amounts APRs Credit Score Requirement TD Bank $2,000 - $50,000 8.99% - 21.99% 660 with an existing TD Bank checking or savings account (750 without) Wells Fargo $3,000 - $100,000 7.49% - 23.74% 660* Achieve Personal Loans $5,000 - $50,000 7.99% - 29.99% 620 Upgrade $1,000 - $50,000 8.24% - 35.97% 620* PenFed Credit Union $500 - $50,000 5.99% - 17.99% 600* *According to multiple third-party sources. For more information, check out WalletHub’s complete picks for the best personal loans with a cosigner. Then, you can estimate your potential rates with our free pre-qualification tool.

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What is the minimum credit score for a cosigner?

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This question is about Personal Loans

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Grace Enfield, Content Writer

@grace_enfield • 08/22/22 This answer was first published on 08/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The minimum credit score for a cosigner is around 600, which means it’s possible to qualify for a personal loan with a cosigner who has bad credit. If the cosigner has good credit or better, the duo is more likely to qualify for a loan with a low APR and no origination fee.

Best Personal Loans You Can Get with a Cosigner

Lender	Loan Amounts	APRs	Credit Score Requirement
TD Bank	$2,000 - $50,000	8.99% - 21.99%	660 with an existing TD Bank checking or savings account (750 without)
Wells Fargo	$3,000 - $100,000	7.49% - 23.74%	660*
Achieve Personal Loans	$5,000 - $50,000	7.99% - 29.99%	620
Upgrade	$1,000 - $50,000	8.24% - 35.97%	620*
PenFed Credit Union	$500 - $50,000	5.99% - 17.99%	600*

*According to multiple third-party sources.

For more information, check out WalletHub’s complete picks for the best personal loans with a cosigner. Then, you can estimate your potential rates with our free pre-qualification tool.

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Can you be a cosigner with a 500 credit score?

Can someone with bad credit be a cosigner?

Can you get a car loan with a 530 credit score?

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