Where can I borrow $13,000 with bad credit? This question is about Best Personal Loans

You can borrow $13,000 with bad credit from Peerform, FreedomPlus and Upstart, among other lenders. The best places to borrow $13,000 with bad credit will require credit scores toward the upper end of the bad credit range. You will also need a relatively high income and little existing debt to get approved for a loan this large with a bad credit score. But people who cannot qualify can consider other options like secured personal loans and borrowing from friends and family. Best Places to Borrow $13,000 With Bad Credit Peerform: 600 credit score needed FreedomPlus: 620 credit score needed Upstart: 620 credit score needed Upgrade: 620 credit score needed LendingPoint: 580 credit score needed If you can't qualify for a loan from any of the above lenders, there are other ways to borrow $13,000 with bad credit. Secured personal loans: These loans offer much better approval odds than regular personal loans, but they require collateral. Friends and family: These people are less likely to care about your credit score and should give you better terms than a traditional lender. Pawnshops: You could get a loan of any size depending on the value of the items you bring in. But you risk losing your property if you can't reclaim it in the set timeframe

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Where can I borrow $13,000 with bad credit?

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This question is about Best Personal Loans

Rick Bormin, Personal Loans Moderator

@rhandoo2020 • 09/02/21 This answer was first published on 05/27/21 and it was last updated on 09/02/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can borrow $13,000 with bad credit from Peerform, FreedomPlus and Upstart, among other lenders. The best places to borrow $13,000 with bad credit will require credit scores toward the upper end of the bad credit range. You will also need a relatively high income and little existing debt to get approved for a loan this large with a bad credit score. But people who cannot qualify can consider other options like secured personal loans and borrowing from friends and family.

Best Places to Borrow $13,000 With Bad Credit

Peerform: 600 credit score needed
FreedomPlus: 620 credit score needed
Upstart: 620 credit score needed
Upgrade: 620 credit score needed
LendingPoint: 580 credit score needed

If you can't qualify for a loan from any of the above lenders, there are other ways to borrow $13,000 with bad credit.

Secured personal loans: These loans offer much better approval odds than regular personal loans, but they require collateral.

Friends and family: These people are less likely to care about your credit score and should give you better terms than a traditional lender.

Pawnshops: You could get a loan of any size depending on the value of the items you bring in. But you risk losing your property if you can't reclaim it in the set timeframe

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Best Personal Loans for a 450 Credit Score

OppLoans

Integra Credit

Keep in mind that getting a personal loan with a 450 credit score is not guaranteed. When making a decision on whether or not to approve you, a lender will look at your whole financial profile, including things like your income, existing debts, housing status and more.

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What are the best personal loans for a 500 credit score?

The best personal loans for a 500 credit score are from OppLoans and Integra Credit. These companies specialize in lending to people with bad credit and won't even do a credit check when you apply for a loan.

It's important to note that any personal loan you get with a 500 credit score is likely to have a very high APR and an expensive origination fee. If possible, you might want to try to borrow money a less costly way, such as from friends and family. If that's not an option, the following lenders offer the most competitive terms.… read full answer

Best Personal Loans for a 500 Credit Score

OppLoans

Integra Credit

Keep in mind that getting a personal loan with a 500 credit score is not guaranteed. When making a decision on whether or not to approve you, a lender will look at your whole financial profile, including things like your income, existing debts, housing status and more.

show less

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