Rick Bormin, Personal Loans Moderator
@rhandoo2020
You can borrow $13,000 with bad credit from Peerform, FreedomPlus and Upstart, among other lenders. The best places to borrow $13,000 with bad credit will require credit scores toward the upper end of the bad credit range. You will also need a relatively high income and little existing debt to get approved for a loan this large with a bad credit score. But people who cannot qualify can consider other options like secured personal loans and borrowing from friends and family.
Best Places to Borrow $13,000 With Bad Credit
- Peerform: 600 credit score needed
- FreedomPlus: 620 credit score needed
- Upstart: 620 credit score needed
- Upgrade: 620 credit score needed
- LendingPoint: 580 credit score needed
If you can't qualify for a loan from any of the above lenders, there are other ways to borrow $13,000 with bad credit.
Secured personal loans: These loans offer much better approval odds than regular personal loans, but they require collateral.
Friends and family: These people are less likely to care about your credit score and should give you better terms than a traditional lender.
Pawnshops: You could get a loan of any size depending on the value of the items you bring in. But you risk losing your property if you can't reclaim it in the set timeframe
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